Colonial reported badloan provision of 159

Analysts on average expect a fourth-quarter loss of 33cents a share, before special items, according to ReutersEstimates. Colonial operates more than half of its branches in Floridaand has more than 200 branches in the region, and theconstruction loans in the state account for about 60 percent ofits loan portfolio. The global credit crisis has seen several banks strugglefor survival, with non-performing assets soaring and highercredit costs eroding their profitability. Banks with heavy exposure in the Florida region have beenamong the worst hit as real-estate prices in the state tumbledand defaults soared amid the housing meltdown. The company is expected to record a smaller provision forbad loans in the quarter on a sequential basis, but analystssee higher charge-offs and lower net interest income completelyoffsetting the decrease in provisions. Colonial reported bad-loan provision of $159.4 million andcharge-offs of $121.0 million for the third quarter Netinterest income was $166.7 million. As for the company's dividend payout, analysts don't seethe dividend being re-instated for the next few quarters.

"I think it's going to be several quarters before they arein a position to pay dividend. These companies are in survivalmode and so dividends need to be off the table for quite sometime," Marinac said. The company's shares, which have lost 87 percent of theirvalue in the past 52 weeks, were trading flat at $1.62 Mondayafternoon on the New York Stock Exchange (Editing by Amitha Rajan) Stocks. With the playoffs in full swing, the possibilities begin to become realities. Manager Joe Torre's Dodgers, focus is now on the NLCS as the team swept the Cardinals in three games to proceed onward. Across the country another team with a chief named Joe accomplished the same. Joe Girardi's Yankees followed L.A.'s lead tonight in Minnesota'sMeteodome by winning their third game against the Twins. The possibility of Joe vs. Joe could happen and what a World Series that would be. Two teams, two sweeps, two Joe's who have much more in common then realized. These Joe's own quite a history together. Here is a little out of this chapter: 1) Both Joe's Play.Ironically, both skippers were catchers. Torre batted and threw right as did Girardi. Both were players in New York during their career. On the other hand, Torre was an all-star nine times in a decade (1963-73), won a gold glove in 65' and was the NL MVP in 1971.Torre in comparison to Girardi was a more complete just a much better hitter but sadly never once made it to October as an active participant.

For Girardi, in a decade (1989-99) he played in six postseasons and won three World Series rings.2) Joe manages Joe.Girardi won those three World Series championships with Torre as his manager.Torre preside over the Yankees in the late 90's when Girardi was the team's catcher.Torre's success as a skipper in October was the opposite of his playing years With the Yankees he went 12 years in a row. He holds the evidence for MLB's most winning manager with 2000 wins.3) Joe Follows JoeWhen Girardi retired as a player, he went directly into broadcasting for the YES network in 2004. The next year he the offer to be the Marlins bench coach with a promotion to manager guaranteed. Instead, he follows Torre and became his bench coach in 2005.The next season Florida named Girardi manager and won Manager of the Year his first season as a skipper in 2006. Marlins owner, and Girardi did not hit it off and he got fired in this same year.Though Girardi had several offers to lead again in 2007, he decided to return to YES and broadcast for the Yankees. 4) Joe replaces JoeWell, 2008 was the end of the Torre era in Pinstripe It also marked the beginning for another Joe. In late October, Joe Girardi became the Bombers manager and Torre's replacement.Torre went to the Dodgers.

Mattingly, and fellowship followed, but Tony Pena stayed on as Yankees bench coach for Girardi.Girardi had said many a time that when named as Yankee head the first call he made was to Torre. What makes this so extraordinary is that the Dodgers wanted Girardi to manage in L.A but he wanted to work for the Yankees. wanted Girardi so badly to be wearing Dodger blue that they offered him the job before ownership granted permission. Joe on Joe.After this soap opera of a link, both men have nothing but the highest regard and respect for each other.Here are two quotes from this dynamic duo and their admiration for each other is evident.Girardi on Torre:“The great thing about Joe was that he let me say anything I wanted and I was never fearful of saying anything; that's the greatest guy you can work for Joe's a very trusting guy. They're a very good team."Torre played first and third base during his career but is 15 on Top 50 Catchers of All-Time.. Chicagos Premier Newspaper Group Features New, Reader-Friendly Format AndRefreshing New DesignCHICAGO(Business Wire)Sun-Times Media Group, Inc. (Pink Sheets:SUTM), continuing its commitment tobeing the Chicago areas best source of local news and information, announcedtoday the successful launch of the newly redesigned and reformatted TheCourier-News, the daily newspaper of record for Elgin, Illinois, and surroundingcommunities. Today, home delivery customers got a first look at the newnewspaper, which featured "Enough with the doom and gloom, already," the firstof a six-part series on some of the extraordinary ways Elgin area residents arecoping and even thriving in these hard economic times.